Financial overview

Key performance indicators
SEKt
Q1 2016 Q2 2016 Q3 2016 Q4 2016 Q1 2017
Gross cash collections
1,055,794 1,075,877 1,074,720 1,104,772 1,186,339
Net revenue from acquired loan portfolios 
575,650 608,365 606,387 620,393 665,560
Total revenue
636,094 636,094 664,754 672,238 719,007
EBIT 1)
230,674 230,556 232,598 241,629 273,457
EBIT margin 2), %
36 35 35 36 38
EBT
123,110 124,849 130,271 154,868 185,148
Net profit/loss
94,759 100,915 103,365 118,110 144,810
Portfolio acquisitions, SEKm
648 507 607 1,568 611
 
Basic earnings per share 3) 4), SEK
1.17 1.25 1.27 1.41 1.66
Diluted earnings per share 3) 4), SEK
1.14 1.22 1.25 1.38 1.66
 
SEKm
31-Mar-16 30-Jun-16 30-Sep-16 31-Dec-16 31-Mar-17
Carrying value of acquired loan portfolios 5), SEKm
11,346 11,359 11,658 12,658 12,783
Gross 120 month ERC 6), SEKm
19,221 19,230 19,450 21,375 21,297
Return on equity, %
17 17 17 18 21
 
Total capital ratio, %
15.25 15.73 15.45 16.76 16.79
CET1 ratio, %
12.34 12.87 12.63 12.46 12.51
 
1) Includes listing expenses totalling SEK 47m for 2015 and costs associated with staff changes SEK 17m for Q4 2015, which have a negative impact on EBIT.
2) The EBIT margin for Q1 2015 is adjusted for costs in connection to the listing.
3) Includes effect of 983,913 outstanding warrants for Q2 2015 and effect of 929,627 outstanding warrant for Q3 2015
4) Following the share split 1:3 each warrant entitles the holder to subscribe for three new shares. Comparative figures were recalculated as regards the effects of the share split.
5) Including run-off portfolio of consumer loans and portfolios held in joint venture.
6) Excluding run-off portfolio of consumer loans and portfolios held in joint venture.